Loans

PERSONAL, AG & COMMERICAL LOANS

Lending money is one of our specialties. We cater to all types of customers. The Markesan, Randolph and Waupun offices are fully staffed and trained to provide you with a wide variety of loans. We offer Real Estate Mortgage Loans, Business Commercial Loans, Personal Loans and by far the most popular for our area, Agriculture Loans. With our in-house loans (loans kept and serviced at the Markesan State Bank) we do not charge our customers fees or points to process their loan.

Online Payday Cash Loans

Payday loans are short-term cash advances borrowers can get to cover their unplanned financial needs like credit card debts. There is no minimum amount to borrow in Wisconsin, but the maximum amount is $1500, and it shouldn’t exceed 35% of your monthly income. Also, the maximum term is 90 days with a $25 collection fee. The cooling of the period is 24 hours from loan application submission.

These payday loans are available for borrowers with all types of credit scores, as there are no hard credit checks performed through those three main credit bureaus.

Real Estate Mortgage Loans

If you’re in the market for a mortgage, you’ve come to the right place. Markesan State Bank is proud to offer a wide range of real estate mortgage loans, including home equity loans and lines of credit. You can even get a personal or car loan from us if that’s what you need!

We understand that each borrower has unique financial needs, so we work with you every step of the way to ensure that your goals are met. Our team will help you pick the right loan product for your situation and budget, and we’ll ensure that your paperwork is always filed correctly and on time. We also offer competitive rates and rates that are fixed for an agreed-upon time-no surprises!

Contact us today if you’d like to learn more about getting started with one of our real estate mortgage loans!Read More

Business Commercial Loans

Business commercial loans from Markesan State Bank are designed to help you grow your business. So whether you’re looking to buy a new piece of equipment or expand your production capabilities, we’ll help you get the funding you need.

We understand that every business is different, and that’s why we offer a variety of loan products to meet your specific needs. Our experienced loan officers will work with you one-on-one to create a custom financing solution that meets all of your requirements.

Our commercial business loans include:

  • Equipment financing: Are you ready for an upgrade? We can help you finance the purchase of new equipment that will increase your productivity and allow you to expand into new markets.
  • Working capital: Need extra cash for payroll? We can provide up to $500,000 in working capital loans, which can be repaid over time with interest.

Loans with Monthly Installments

Also called an installment loan, this financial product is suitable for a more significant emergency like house renovations or car repairs. The minimum amount consumers can get $1,000, but the maximum is $5,000. The repayment plan also varies from 90 days to 36 months. In Wisconsin, the minimum APR is 6.63%, but the law didn’t set the maximum.

Personal Loans

If you’re looking for a personal loan, you’ve come to the right place. We offer a wide range of personal loans at Markesan State Bank for all financial needs. So whether you need a short-term loan to pay off that emergency expense or a long-term loan to purchase a new car, we can help.

We have served the surrounding communities of Markesan and Hatfield for over half a century and have built our reputation on trust and integrity. We are committed to helping our neighbors in the community by offering loans with reasonable rates and flexible terms so they can get back on their feet as quickly as possible.

When deciding to take out a loan from us, we encourage customers to consider these questions: Am I able to afford this loan? Will it help me achieve my goals? Will this loan be beneficial for me in the long run? If yes to all three questions, then taking out a loan from Markesan State Bank may be right!Read More

Auto Loans

An auto loan is a financial product aimed at purchasing a vehicle. Despite its name, with the help of an auto loan, you can buy not only a car but also a motorcycle, a boat, or a motorhome. Auto loans are usually simple interest loans that must be repaid within three or five years.

Auto loans help to make cars more affordable because the high cost is broken down into monthly payments that suit the different budgets of the borrower.

Auto loans are repaid in monthly payments. Such payments consist of the loan amount and interest determined by the lender.

The interest rate on a car loan can vary depending on the borrower’s credit history and the lender’s conditions. For example, we at Markesan State Bank offer car loans from 5.1% to 14.7% APR. Read More

Agriculture Loans

Agriculture loans help farmers and ranchers purchase land, equipment, livestock, and buildings. These loans can also be used to repair equipment, improve your farm or ranch, and cover costs associated with disaster recovery.

Markesan State Bank offers a variety of agriculture loans that are specifically designed to meet the unique needs of your business. You can choose from fixed-rate or adjustable-rate options or a line of credit for working capital. We also offer special loan programs for beginning farmers, ranchers, and veterans.

Contact us today if you have questions about our agriculture loan offerings or want to learn more about how we can help your business grow!

When applying for a loan, our professional loan officers personally handle your application from the start. We will respond to your request within one week.

Our customer’s deposits are invested back into our local communities located in the counties of Green Lake, Marquette, Fond du Lac, Columbia, and Dodge.

If you are looking to borrow money for any worthy reason, please allow us to serve you. The people at the Markesan State Bank pride themselves on being the hometown community bank, giving the personal care that our customers deserve.

Please contact us in person, by phone, by mail, or by e-mail for an application.

(Loan applications are limited to residents of Green Lake, Marquette, Fond du Lac, Columbia, and Dodge Counties in Wisconsin).

When applying for a loan our professional loan officers personally handle your application from the start. We will respond to your request within one week.

Our customer’s deposits are invested back into our local communities located in the counties of Green Lake, Marquette, Fond du Lac, Columbia, and Dodge.

If you are looking to borrow money, for any worthy reason, please give us the opportunity to serve you. The people at the Markesan State Bank pride themselves on being the hometown, community bank, giving the personal care that our customers deserve.

Please contact us in person, phone, mail, or e-mail for an application.

(Loan applications are limited to residents of Green Lake, Marquette, Fond du Lac, Columbia, and Dodge Counties in Wisconsin)