Life is About Choices - Your Choices
Above: Brad Krueger, Colin Krueger (Brad's son) and Allan Krueger - MAM Farms LLC
"Our choice was to work with a bank that would be our partner. A partner that would help us plan and prepare for both our immediate and future needs." – Brad Krueger, MAM Farms LLC
MAM Farms LLC has been banking with Markesan State Bank for multiple generations and has most recently grown its milking herd to 700 cows. MAM uses MSB for commercial lending, checking and business line-of-credit accounts.
MAM stands for Merlyn and his sons Allan and Marc Krueger. The family has Markesan roots that go back almost a century. Prior to 2008, MAM Farms was milking just over 100 cows. In the decade since, the dairy facilities have grown, step by step, along with the herd. According to Brad, Allan's son, after building the first free stall and swing 12 parlor in 2008, additions have been made strategically. "We always try to ask ourselves how a decision made today will affect us tomorrow, next month, or in 2024.”
Those additions include not only cow housing, but technology in the milking parlor. Brad explained, "Upgrading our parlor, coupled with activity monitors, allows us to know how each cow is doing, making our herd healthier and, in turn, more productive." Speaking to the addition of heifer housing, "In all our heifer housing projects, it's about asking how to do better. How do we do better for the animals and the people working with them.”
Brad likes the convenience of MSB's online banking because he can easily check balances. “Possibly my favorite MSB service is the business line-of-credit sweep account. Money automatically sweeps from one account to another, and back. It saves us interest as well as my valuable time.”
Elaborating why he likes MSB, Brad shared, “They want to help. Our loan officer, Tim Dillie, is my sounding board. We might not even need a loan but I still reach out to Tim to shoot ideas back and forth. Like a business partner, Tim will provide advice, help ensure that we have our numbers in order and help MAM plan and prepare for the future."
Besides working at MAM Farms, Brad has been a member of the Markesan District Schools Board of Education since 2012, recently serving as Clerk.
Markesan State Bank has been providing both personal and business banking services since 1891. If you're not already a customer, get to know us – you'll be glad you did!