MasterCard SecureCode

Did you know that more than 25 million adults in the United States are victims of some type of consumer fraud? Fraud poses a threat to consumers and the economy as a whole.

You can protect yourself by learning to identify unauthorized purchases. By signing up for MasterCard Secure Code you may prevent this fraud.
 
MasterCard SecureCode is a service to enhance your MasterCard Debit Card. A private code means added protection against unauthorized use of your card when you shop at participating online retailers. Once you have registered and created your own private SecureCode, you will be automatically prompted by your financial institution at checkout to provide your SecureCode each time you make a purchase with a participating online merchant. Your code is confirmed by the financial institution and then your purchase is completed. Your SecureCode will never be shared with the merchant. It’s just like entering your PIN at an ATM.
 
If an incorrect SecureCode is entered, the purchase will not be completed. Even if someone does know your debit card number, the purchase cannot be completed without your SecureCode at a participating merchant.
 
Most merchants will have the MasterCard SecureCode on their website if they participate in this program. When purchasing from merchants who do not yet participate, you will still be protected from unauthorized purchases with zero liability.
 
To sign up for this product, click on the MasterCard Secure Card logo below and follow the step by step instructions.
 
The Markesan State Bank has also implemented TranBlocker. With this product, we will not allow any international purchases to be made over the internet. The only transactions allowed will be Point-of-Sale transactions using a PIN or ATM transactions. If you plan on vacationing out of the country, remember that you will not be able to use your Debit card as a credit. You must use it as a debit and enter your PIN.
 
You may be contacted by Fiserv, our third party vendor, on our behalf if someone has tried to use your card fraudulently. They will never ask you for your card number, but may ask for the last four digits of your social security number. If you deny trying to make the purchase, we will be notified and your card may be closed at your discretion and a new one ordered for you.
 
If you have any questions regarding this information, please feel free to give us a call.
 


Click on the MasterCard SecureCode logo above to sign up for MasterCard SecureCode.